Rules Archives - Aacadia Payments

VAMP Thresholds

by Riley Bangerter | Sep 18, 2025 | Chargebacks, High Risk, Rules

Visa’s Acquirer Monitoring Program (VAMP) is a consolidated fraud and dispute monitoring program that uses a single “VAMP Ratio” (fraud and dispute counts divided by settled transactions) to assess merchant risk. Starting in April 2025, VAMP...

Interchange Optimization…

by Riley Bangerter | Nov 15, 2024 | High Risk, Integrations, Rules

What is Interchange Optimization? Why it should be important to you!

Visa Reduces Its Merchant Surcharge Cap to 3% Effective April 15, 2023: Merchants need to be Compliant to Avoid Fines, Fees and Litigation

by Riley Bangerter | Aug 22, 2023 | Rules

Visa Reduces Its Merchant Surcharge Cap to 3% Effective April 15, 2023: Merchants Should Ensure They Are in Compliance to Avoid Fines, Fees and Litigation Effective April 15, 2023, Visa has implemented a reduction in the permissible merchant surcharge to the lower of:...

VAMP Thresholds

Interchange Optimization…

Visa Reduces Its Merchant Surcharge Cap to 3% Effective April 15, 2023: Merchants need to be Compliant to Avoid Fines, Fees and Litigation

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